| American
General |
888-438-6933 |
| HorizonIndex |
100% of biennial gain up to 12.5% cap |
| VisionMaximizer (5% Bonus) |
35% of
annual gain |
|
|
| American Equity |
888-221-1234 |
| American Equity Bonus Gold |
25% of annual gain
100% of annual gain up to 5.75% cap
35% of monthly averaged gain
100% of monthly averaged gain up to 5.75% cap
2.6%
monthly caps on ups, no limit on downs, annual sum |
| American Equity Income Gold |
25% of annual gain
100% of annual gain up to 5.75% cap
35% of monthly averaged gain
100% of monthly averaged gain up to 5.75% cap
2.5%
monthly caps on ups, no limit on downs, annual sum |
| American Equity 10/10 Gold |
100% of annual gain up to 5.75% cap
100% of monthly averaged gain up to 5.75% cap
2.6%
monthly caps on ups, no limit on downs, annual sum |
| American Equity Retirement Gold |
25% of annual gain
100% of annual gain 5.25% cap
35% of monthly averaged gain
2.4%
monthly caps on ups, no limit on downs, annual sum |
| American Equity Advantage Gold |
100% of annual gain up to 5.25% cap
100% of monthly averaged gain up to 5.25% cap
2.6%
monthly caps on ups, no limit on downs, annual sum |
| American Equity Integrity Gold |
25% of annual gain
100% of annual gain up to 5.75% cap
35% of monthly averaged gain
100% of monthly averaged gain up to 5.75% cap
2.6%
monthly caps on ups, no limit on downs, annual sum |
|
|
| American National |
888- 501-4043 |
| Equity Index Annuity |
5% interest (4.6% w/ROP) credited in years
index doesn't go down |
| Value-Lock 7, 10 |
100% of rolling averaged gain using highest anniversary |
| Strategy Indexed Annuity |
100% of gain up to 4% (7yr) 4.2%
(10yr) cap |
|
|
| American Investors |
800- 255-2405 |
|
|
| Americo |
800-982-8144 |
| Americo Ultimate One Index |
Many choices, call them |
|
|
| Aviva |
800-255-2405 |
| MultiChoiceXtra (under
$75,000) |
100% of gain up to 4%, (3.75% of
average gain); 1.85% monthly cap gain |
| MultiChoice Six (under
$75,000) |
100% of gain up to 4.25%, (3.75%
of average gain); 1.85% monthly cap gain |
| MultiChoice Ten (under
$75,000) |
100% of gain up to 4.25%, (3.75%
of average gain); 1.85% monthly cap gain |
|
|
| Conseco
Insurance Company |
888-266-6002 |
| Conseco Patriot |
100% of average monthly gain up
to 3.9% cap |
| Conseco Patriot |
100% of gain up to 3.8% cap |
| Conseco Retirement Edge |
40% (20% base) of S&P 500 average
monthly values |
| Conseco Retirement Edge |
1.75% (1.25% base) monthly cap gain, not loss
(S&P 500) |
| Conseco Retirement Edge |
100% of gain if S&P 500 up to
4.5% cap (3% base) |
|
|
| Equitrust |
|
| Equitrust MarketPower Bonus |
100% of gain up to 6% (7% daily
averaging) cap or 70% of monthly averaged gain or 2.65% monthly cap |
| Equitrust MarketSeven |
100% of gain up to 6% (8% daily
averaging) cap or 75% of monthly averaged gain or 2.7% monthly cap |
| Equitrust MarketTwelve Bonus |
100% of gain up to .5.5% (6% daily
averaging) cap or 65% of monthly averaged gain or 2.4% monthly cap |
| Equitrust MarketValue |
100% of gain up to 7.5% (9% daily
averaging) cap or 85% of monthly averaged gain or 3% monthly cap |
| Equitrust Market Booster Index |
100% of gain up to 5.5% (7%
daily averaging) cap or 70% of monthly averaged gain or 2.5%
monthly cap |
|
|
| Forethought |
877-244-7526 |
| Destination Income (Low Band) |
NA% yield spread deducted from
monthly average |
| Destination Indexed (Low Band) |
100% of 3 Year Term End Point
gain up to 12.5% (13% - 6, 9yr) |
| Destination Indexed (Low Band) |
2.1% (2.2% - 6, 9yr)monthly cap on gain, not loss,
triennial sum |
| Destination Income 15 (Low Band) |
100% of monthly averaged gain to
to 5.25% cap |
| Guaranteed Destinations
(Low Band) |
NA% yield spread deducted from
monthly average |
|
|
| Great
American |
800-438-3398 Ext. 17197 |
| American Legend II |
100% of gain up to 6% interest
cap (6.5% monthly averaged cap)(2.5% monthly cap forward), 2% fixed rate |
| American Icon II |
100% of gain up to 5% interest
cap (NA% yield spread monthly averaged or 5.25% cap), 2% fixed rate |
| American Valor II |
100% of gain up to 5.25% interest
cap (NA% yield spread monthly averaged or 5.75% cap), 2% fixed rate |
| Safe Return |
100% of gain up to 6% (5.5%
w/bailout) or monthly averaged to 6.25 (5.75% w/bailout), 2% fixed rate |
|
|
| ING |
800-369-5301 |
| ING Envoy Three |
N/A
|
| ING Envoy Six |
100% of gain up to 5% cap, NA%
of gain, (4% cap, NA% of gain, under $75,000)
|
| ING Envoy Nine |
100% of gain up to 6% cap, NA%
of gain, (4.5% cap, NA% of gain, under $75,000)
|
| ING Secure Index Outlook |
100% of gain up to 5% cap, NA% of
gain, Monthly averaged gain less NA% 2.15% monthly cap gain (4% cap, NA%
of gain, NA% monthly average 1.75% monthly cap gain under $75,000)
|
ING Secure Index 5
|
100% of gain up to 4.75% cap, NA%
of gain, Monthly averaged gain less NA%, 1.85% monthly cap gain (4% cap,
NA% of gain, less NA%
monthly average, 1.35% monthly cap gain under $75,000) - without Return of Principal
|
| ING Secure Index 7
|
100% of gain up to 6.25% cap, NA% of
gain, Monthly averaged gain less NA%, 2.3% monthly cap gain (5.25% cap, NA% of gain, less
NA%
monthly average 1.85% monthly cap gain under $75,000) - without Return of Principal
|
| ING Secure Index Opportunities Plus
|
100% of gain up to 5% cap, NA%
of gain, Monthly averaged gain less NA%, 2.15% monthly cap gain (4% cap,
NA% of gain, less NA%
monthly average, 1.75% monthly cap gain under $75,000)
|
|
|
| Lincoln Financial Group |
(888) 895-4830 |
| New
Directions |
100% of biennial gain up to 11.35%
(12.75%-8) |
| New Directions |
4.8% (5.35% -8)credited
if index doesn't fall, compounded |
| Opti 8,10,12 |
100% of biennial gain up to 9.35% cap |
| Opti 8,10,12 |
4.05% credited
if index doesn't fall, compounded |
| Opti 8,10,12 |
3..4%,monthly cap on gains, not loss, biennial sum |
| Opti Choice 5, 7,
9 |
100% of annual gain up to 4.05% cap
(5); 4.45% cap (7); 4.70% (9) |
| Opti Choice 5, 7,
9 |
9% (5), 8.6% (7), 8.155% (9)
yield spread deducted from average monthly gain |
| Opti Choice 5, 7,
9 |
2.1% (5), 2.25% (7),2.35%
(9) monthly cap on annual gain, not loss |
|
|
| Lafayette Life |
800- 443-8793 |
| Lafayette Marquis Flex |
100% of gain up to 5 yr-4.75% cap,
10 yr-6% cap (1.5% min. guarantee) |
|
|
| Lincoln Benefit Life |
800-525-9287 |
| Allstate Treasury-Linked
Annuity |
2.8% |
| Lincoln Benefit Savers Index
Plus/Premier |
100% of gain up to 5.5% interest cap |
| Lincoln Benefit Savers Index
Plus/Premier |
100% of monthly averaged gain up to
4.75% (5.35%-Premier) interest cap |
| Lincoln Benefit Savers Index
Plus/Premier |
100% of low water mark up to 5.15%
(5.3%-Premier) interest cap |
| Lincoln Benefit Savers Index
Plus/Premier |
1.8% (1.9%-Premier) monthly cap
on gain not losses |
| Lincoln Benefit Savers Index |
60% of gain up to 5.5% interest cap or 100%
of gain up to 5% interest cap |
| Lincoln Benefit Savers Index III |
60% of gain up to 6% interest cap or 100%
of gain up to 5% interest cap |
|
|
| LSW |
800-228-4579 |
| LSW Secure Plus |
100% of gain up to 4.25% interest cap
(Gold), 3% (Silver), 4.75% (Elite), 5.25%
(Platinum) 4.5% (Accumulator 5) |
| LSW Secure Plus |
40% (Elite, Platinum) 35%
(Accumulator 5) 30% (Silver, Gold, Accumulator 3, TLC) of average daily values |
|
|
| Midland National Life |
877-586-0240 |
| Midland National Capstone |
3.2%-7, 3.25%-10, 3.35%-14
monthly cap on gains, not losses |
| Midland National Capstone |
100% of daily average gain up to
7.1%-7, 7.35%-10, 7.7%-14 |
| Midland National Capstone |
100% of gain up to 7.1%-7,
7.35%-10, 7.7%-14 |
| Midland National Paragon |
25%-7, 30%-10, 35%-14 of annual
gain |
| Midland National Paragon |
40%-7, 45%-10, 50%-14 of monthly
averaged gain |
| Midland National Paragon |
3.15%-7, 2.9%-10, 4.1%-14 monthly
cap on gains, not losses |
|
|
| Minnesota
Life |
800-362-3141 |
| SecureLink Annuity |
100% of gain up to 6% cap |
|
|
| National Western |
800-760-3434 |
| National Western Ultra |
50% of monthly averaged annual
gain, no spread, no cap |
| National Western Ultra |
2.75% monthly
caps on ups, no limit on downs |
| National Western Global Lookback |
55% of rainbow method gain less
1.5% yield spread (40/30/20/10; S&P 500, Hang Seng, Nikkei 225,
Dow Euro 50) |
|
|
| Nationwide |
|
| Nationwide Clear Horizon |
100% of gain up to 4.5%/3.5%-ROP
(3.5%/3.0%-ROP minimum) cap |
|
|
| North American |
866-322-7065 |
| North American
Charter App |
4%-7yr, 4.25%-10yr,
4.65%-14yr index cap |
| North American
Charter Avg |
4%-7yr, 4.4%-10yr,
5%-14yr index cap |
| North American
Charter |
1.85% (2.25%-10,
2.4%-14) monthly
caps on ups, no limit on downs |
| North American
Formula Choice App |
4% cap |
| North American
Formula Choice |
1.8% monthly
caps on ups, no limit on downs |
| North American
Precision App |
25% up to 4.5%-7yr;
35% up to 5.5%-10yr; 35% up to 6%-14yr index gains |
| North American
Precision Avg |
30% -7yr; 35%-10yr;
40%-14yr daily averaged index gains |
| North American
Precision |
1.85%-7yr, 2.25%-10yr,
2.4%-14yr monthly
caps on ups, no limit on downs |
| North American Prizm
Plus App |
15%-7yr; 20%-10yr;
25%-14yr index gains |
| North American Prizm
Plus Avg |
25% -7yr; 35%-10yr;
40%-14yr daily averaged index gains |
| North American Prizm
Plus |
1.85%-7yr, 2.25%-10yr,
2.4%-14yr monthly
caps on ups, no limit on downs |
|
|
| OM Financial Life Insurance
Company |
888-697-5433 |
|
OM Accelerator Bonus 7
|
100% of gain, 3.5%
index cap, 3.5% cap monthly averaged values, 1.6% monthly cap gain
|
|
OM Accelerator Bonus 10
|
100% of gain, 4% index
cap, 4.% cap monthly averaged values, 1.5% monthly cap gain
|
|
OM Accelerator Bonus 14
|
Product withdrawn
|
|
Index
Rewards 5
|
Product withdrawn
|
|
Loyalty
Rewards Escalator 6
|
100% of gain, 3.5%
index cap, 3.5% cap monthly averaged values, 1.5% monthly cap gain
|
|
Loyalty
Rewards Escalator 8
|
100% of gain, 3.5% index
cap, 3.5% cap monthly averaged values, 1.5% monthly cap gain
|
|
Loyalty
Rewards Escalator 10
|
100% of gain, 3.5%
index cap, 3.5% cap monthly averaged values, 1.5% monthly cap gain
|
|
Loyalty
Rewards Escalator 12
|
Product withdrawn
|
|
Rewards
Choice 7
|
Product withdrawn
|
|
Rewards
Choice 9
|
Product
withdrawn
|
|
Safety 4
Index (Low Band)
|
Product
withdrawn
|
|
Safety 7
Index (Low Band)
|
100% of gain, 3.5%
index cap, 3.5% cap monthly averaged values, 1.5% monthly cap gain
|
|
Safety 10
Index (Low Band)
|
100% of gain, 3.5% index
cap, 3.5% cap monthly averaged values, 1.5% monthly cap gain
|
|
Spectrum 9
|
100% of gain, 4%
index cap, 4% cap monthly averaged values, 1.6% monthly cap gain
|
|
Spectrum
Rewards Reserve
|
Product withdrawn
|
|
|
|
|
Physicians Life
|
800-720-2891
|
| Physicians Vista Index
Solutions |
100% of gain up to 7% cap (7
yr), 100% of gain up to 7.25% (10 yr), 8% (15 yr) |
| Physicians Vista Index
Solutions |
100% of monthly averaged gain
up to 7.25% cap (7 yr), 100% of gain up to 7.75% (10 yr), 9% (15 yr) |
| Physicians Vista Index
Elite |
100% of gain up to 8% cap (5 yr),
100% of gain up to 9% (10 yr) |
| Physicians Vista Index
Elite |
100% of monthly averaged gain
up to 9% cap (5 yr), 100% of gain up to 12% (10 yr) |
|
|
|
| RBC
(BMA) |
888-262-8131 |
| RBC Enhanced Choice |
5% (8), 5% (10), 5% (12)
interest cap on monthly averaged annual gain (DJIA) |
| RBC Enhanced Choice |
5% (8), 4.25% (10), 4.5% (12)
interest cap on annual gain (S&P 500) |
| RBC Enhanced Choice |
2.5% (8), 1.75% (10), 2%
(12) monthly cap gain on gains |
| RBC Enhanced Choice |
3% (8), 2.25% (10), 2.5% (12) quarterly cap gain on gains
and losses |
|
|
|
| The Standard |
800-247-6888 |
| Index Growth Annuity |
100% of gain up to 4.75%-5 Yr, 5%-7
Yr; 5.5%-5 Yr5.75%-7 Yr $100k+ |
|
|
|
| Sun Life |
800-633-4500 |
| Sun MultiPoint |
no longer offered |
|
|
| Union Central |
800-825-1551 |
| Union Central FlexIndex |
50% of gain or 100% of gain up to
6.5% index cap |
|
|
|
