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This library contains articles through 2004. Index Compendium articles from 2005 to now are available to subscribers in the Archives

Crediting Methods
Annual Reset Reset (1/01)
Basic Concepts (5/00)
Cap Forward Not Loss (7/04)
Crediting Methods of Annuitus Indexia (11/00)
EIA Renewals & Reality (6/99)
Humble Plea to Carriers  (2/03)

Rainbow Method (5/08)

Certificates of Deposit
A Bank Derivative Is Called A CD (4/00)
Annuities & FDIC  (11/02)
Bank Failure Chart (8/03)
Can You Top 1%
(11/03)
CDs Also Have Bearish Moments  (6/01)
CD Disclosure (2/00)
CD Rates Climb & Annuities Stall (4/05)

Index Annuities & CDs (2/99)
Indexed CDs Haven't Caught Fire (12/99)
1 Year Annuities Instead Of CDs (9/01)
Realities Of Risk - CDs & Annuities  (5/04) 
Savings Bond Revolution (5/05)

Education
Annual Resets Reset Annually (1/01)
Annuity Elements - Indices (10/03)
Annuity Elements - The O Word
(11/03)
The Cycle of Hope, Fear & Greed (6/98)
A Fistful Of Annuities (5/02)
A Primer: Equity Index Universal Life (4/00)
A Primer: Why Participation Rates Go Up & Down (3/00)
A Primer: Why Stocks Go Up & Down (4/01)
Autobiography (6/06)
Basic Concepts (5/00)
Compound vs. Simple Interest (9/00)
It's Not A Surrender Charge (3/01)
Leverage Effect Of Options (8/99)
Mathematical Marvels (6/02) 

General
2001 Tax Act (Special Edition 01)
2002 - Financial Counselors Will Make Money (1/02)
2003 - Financial Counselors Will Have To Work Harder
(1/03) 
2004 - A Better Year (1/04)
2006 - Uneasy Year (1/06)
Annual Inflation Rate Chart  (7/03)
Annus Horribilus QED (7/03)
A Symmetry of Sentences (11/04)
Behaving Like Consumers (10/02)
Bully About Life (5/06)
By Any Other Name (12/02) 
Compendium Facts
(10/04)
Consumer Assumptions
  (2/03)
Consumers Want Index Annuities
(3/98)
Don't Hang The Spammer (10/03)
Easy To Predict (4/08)
Equity Index Superlatives (2/01)
End of 2004 Market Overview (12/04)
Extrapolation  (9/02)
Fatal Accident Service  (7/02)
How To Eliminate Income Taxes (3/03)
I Hate PowerPoint (12/01)
Incompetence (6/06)
Index Annuity Commission Rates (12/01)

Insurance Co.s Gain IRA Market Share  (9/02) 
Insurance Quotations (3/01) 
Its A Time For Calming Consumers (10/08)
A Lack of Morals
(11/06)
Met Life It Missed
(10/12)

More Investors Like Annuities
03/13

Mother Was Right (8/05)
My Full Disclosure (12/04)
Not Index Annuities (12/99)
Overconfidence (7/06)
Postmarked (9/04)
A Reporter's Guide To Fixed Annuities (8/02)
Retirement Assets Are 40% Of Total U.S. Household Assets (9/07)
Return Comparison - Total Return vs Annual Reset
(2/11)
Savings Bonds Are Terrible (5/09)

Senior Market Stats (10/04)
Songs To Sell By  (7/02)
Sounds of Summer (7/05)
Spring Holiday (5/05)
To Earn More Be Manly (8/03)
Training The Trainer (6/99)
Truth At Acute Angles (1/05)
The Ubiquitous Paradigms of Dialogue Are Pejorative (1/99)

Indices
2002 Index Changes (1/03)
2005 Gains & Losses (1/06)

A Reset Approach To S&P 500 
(2/10)

Annuity Elements - Indices (10/03)
From Peak to Valley (10/03)
The Growth Of Multiple Indices  (09/01)
Other Indices (8/00))
The S&P 500 Isn't The Only Index (2/00)

IRA
Banks Are Losing IRAs (4/98)
New Minimum Distribution Guidelines (3/01)
Where The IRA Money Is (10/04)

Interest Concepts
The Bear Market Ended April 4, 2001 (5/01)
Bear Market (10/01)
Bear Markets - It's Now or Later (5/01)
Bears & Bulls In Sheep Clothing (1/03)
Case Of The Invisible Annuity  (11/04)
Compound vs. Simple Interest
(9/00)
Consumer Assumptions  (2/03)
Economic Probability Models (1/99)
Economic Superlatives (2/01)
Fixed Annuity Safety Update (10/04)
How Safe Are State Guaranty Funds?
(3/10) 
Index Annuities Beat Up Bond Funds & Banks (4/02)
Index Annuities In A 7% World (1/02)
Index Annuities Instead of Bonds (11/99)
Index Annuities Instead of Split-Funding (3/98)
Index Or Variable Annuities (12/02)
Does A VA With A GLWB Make Fixed Annuities Obsolete? (7/07)
Investing Through The Rear View Mirror (8/03)
Investment Ads - Give Them "H" (11/98)
Investment Facts & Figures (2/00)
Market's Been Down So Long It's Up (7/02)
Market Stress & Diversification (12/00)  
Natural Laws  (9/02)
Note to Client (7/02)
Past Bear Market Charts   (7/02)
Pharaoh Finance (3/03)
Predicting The Past  (11/02)
A Primer: Why Stocks Go Up & Down (4/01)
Protect Consumers From Themselves
(1/04)
Reinvested Dividends & Index Annuities
(11/03)
Risk, Forecasting & Models (9/00)
Risk & Uncertainty (4/04)
Savings Bond Revolution (5/05)
Supercharged Fixed Annuities (6/02)
Unnatural Laws (9/03)
VA and FIA Realities (6/04)
VA Principal Protection  (7/03)
Vanishing Safe Money Place (12/04)
2000 Year In Review (1/01)

Life Insurance
A Primer: Equity Index Universal Life (4/00)
Equity Index Life Insurance  (6/01)
Equity Index Life Insurance Sales (6/00)
Profile: Equity Index Life Insurance (7/99)

Market Conduct
Agent Expectations (5/99)
And So The Hype Resurfaces (3/04)
Balancing Client Expectations (3/98)
Complexity Requires Building Realistic Expectations (1/02)
Customer Confusion & Expectations (3/99)
Customer Suitability Issues (10/00)
Disclosure (3/03)
Ethics Wars (2/05)
Fixed Index Annuities  (11/01)
Index Annuity Training & Suitability  (2/03)
NAIC Senior Suitability Model (4/03)
NAIC On Senior Suitability (8/03)
Realistic Expectations - Avoiding Future Problems (11/00)
Regulators Don't Like Bonus VAs (10/00)
Senior Protection (12/03)
What Is An Insurance Agent?  (6/03)

Participation Rates
Forecast: Rising Participation Rates (8/99)
Index Participation Rate Indicator (1/02)
Interest Rates (10/02)
Outlook Is For Modestly Rising Rates (5/02)
Rates Will Be Heading Down (2/01)
Where & When Is The Bottom (11/98)

Products
EIA Post Mortem (7/00)
An Innovative Annuity That's Simple - Conseco (9/00)
Can FIA & VA Pricing Complement (6/05)
ING SmartDesign Index Annuity 6/02
First EIA Linked To Dow - American Equity (6/99)
Fixed Annuity Safety
(7/04) 
Low Interest Rates Force Changes  (2/03)
Minimum Guaranteed Return Chart (10/04)
New Products (4/99)
Products Have Been Pulled Before (6/09)
Product Innovation 2002  (11/02)
Product Innovation 2004 (9/04)
Reaching The Stars - Keyport (3/00)

Regulatory
Awaiting The SEC Decision On Equity Index Products (5/98)
Fixed Index Annuities (3/04)
Index Annuity Buyers Guide (4/98)
NASD Web Page Skew(er)s FIAs  (2/02)
Senior Suitability Reg Passes (10/03)

Returns
2003 Annual Index Gains (1/04)
2003 a Mixed Bag of Returns  (2/04)
June 2004 One Year Returns (8/04)
5 Year Index Annuity Returns (4/02)
5 Year Index Annuity Returns
(11/03)
5 Year Index Annuity Returns (11/04) 
5 Year Index Annuity Returns (11/05)
5 Year Index Annuity Returns
(11/06)
5 Year Index Annuity Returns (11/07)
5 Year Index Annuity Returns
(11/08)
5 Year Index Annuity Returns
(11/09)
5 Year Index Annuity Returns
(11/10)
5 Year Index Annuity Returns
(11/11)
2007 Index Annuity Returns (1/08)

Range Of 2011 1st Year Real World Index Annuity Returns
  (2/12)

2017 Before Investors Recover from 2008 Bear Market (10/10)
A Quasi-Hypo Look at 2006 Returns (2/07)
A Year Of Zero Returns
  (11/01)
Day In Not Time In Determined 2000 Returns
(1/01)
The End Of Hypotheticals (4/05)
EIAs - A Modern Fable (5/00)
EIAs & The S&P 500 (5/99)
EIA Renewals & Reality (6/99)
FIAs Average 8.7%? Interest (12/01)
Fixed Annuities Are Competitive With Taxable Bond Mutual Funds
(2/08)

Fixed Index Annuities  (11/01)
GLWB Comparison
(7/08)
High Point Term Cages The Bear (4/02)
Index Annuities Beat Mutual Funds  (5/03)
Index Annuities Beat Up Bond Funds & Banks (4/02)
Index Annuity Performance - 1998  (2/99)
Index Annuity Performance - 1997 (2/98)
Index Annuity Performance 6/98-6/99 (8/99)
Index Annuity Returns - The Best & Worst
(8/07)
Lo, and Volatility Begat Volatility (10/00)
Mass Women's Bar Needs To Take A Math Class (9/08)
Methodology & Percentage Of Gain (7/04)
Monthly Cap Forward (7/04)
Most Index Annuities Posting Zero Returns (5/01)
Performance Benchmarks (8/00)
Overall Index Annuity Returns Are Strong (6/01)
Reaching The Stars (3/00)
Renewal Rate Full Disclosure (10/04)
Renewal Rate Integrity (4/01)
Return Drought Ends in July (8/03)
Returns - Past & Present (1/00)
Sagging Bond Yields Pressure Rates  (10/06)
Should You Ever Re-Enter An EIA?  (8/01)
The Summer The Returns Returned (9/03)
Though The Road Is Rocky (10/99)
VA and FIA Realities (6/04)
Welcome Back To 1998 (11/01)

Sales
Another Record Year For EIA Sales (4/00)
Beware A Nasty Spring (4/01)
1st Quarter EIA Sales Level  (6/01)
Record 2002 Sales (3/03)
Registered Sales Fizzle (5/03)
Second Quarter Sales Dip (9/00)
Second Quarter EIA Sales Set Record  (9/01)
Third Quarter Sales Are Down (12/00)
Third Quarter Sales Up 31% (12/01)
Top Selling Index Annuity Carriers (4/04)
Quarterly Index Annuity Sales  Sales (4/01) 
1997 EIA Sales Over $3 Billion (2/98)
1998 EIA Sales Over $4.2 Billion (3/99) 
1999 EIA Sales Over $5 Billion (3/00)
2000 Index Annuity Sales (3/01)
2001 Index Annuity Sales (3/02)
2002 1st Quarter Index Annuity Sales (6/02)
2002 2nd Quarter Index Annuity Sales (9/02)
2002 3rd Quarter Index Annuity Sales (12/02)
2003 1st Quarter Index Annuity Sales (6/03)
2003 2nd Quarter Index Annuity Sales (9/03) 
2003 3rd Quarter Index Annuity Sales (12/03)
2003 4th Quarter Index Annuity Sales (4/04)
2004 1st Quarter Index Annuity Sales (6/04)
2004 2nd Quarter Index Annuity Sales (9/04)
2004 3rd Quarter Index Annuity Sales (12/04)
2004 4th Quarter Index Annuity Sales  (3/05)
2005 First Quarter Sales Dip (6/05)
2005 Second Quarter Index Annuity Sales (9/05)
2005 Third Quarter Index Annuity Sales (12/05)
2005 Fourth Quarter Index Annuity Sales (3/06)
2006 First Quarter Index Annuity Sales (6/06)
2006 2nd Quarter Index Annuity Sales (9/06)
2006 3rd Quarter Index Annuity Sales (12/06)
2006 4th Quarter Index Annuity Sales (3/07)
2007 1st Quarter Index Annuity Sales (6/07)
2007 2nd Quarter Index Annuity Sales (9/07)
2007 3rd Quarter Index Annuity Sales (12/07)
2007 4th Quarter Index Annuity Sales (3/08)
2007 All Annuities Sales Chart (4/08)
2008 1st Quarter Index Annuity Sales
(6/08)
2008 2nd Quarter Index Annuity Sales (9/08)
2008 3rd Quarter Index Annuity Sales (12/08)
2008 4th Quarter Index Annuity Sales (3/09)
2009 1st Quarter Index Annuity Sales (6/09)
2009 2nd Quarter Index Annuity Sales (9/09)
2009 3rd Quarter Index Annuity Sales (12/09)
2009 4th Quarter Index Annuity Sales
(3/10)
2010 1st Quarter Index Annuity Sales
(6/10)
2010 2nd Quarter Index Annuity Sales (9/10) 
2010 3rd Quarter Index Annuity Sales
(12/10)
2010 4th Quarter Index Annuity Sales
(3/11)
2011 1st Quarter Index Annuity Sales
(6/11)
2011 2nd Quarter Index Annuity Sales
(9/11)
2011 3rd Quarter Index Annuity Sales
(12/11)

2012 4th Quarter Index Annuity Sales
(3/12)
2012 1st Quarter Index Annuity Sales
(6/12)
2012 2nd Quarter Index Annuity Sales
(9/12)
2012 3rd Quarter Index Annuity Sales
(12/12)
2013 4th Quarter Index Annuity Sales
(3/13)

Sales Skills
A Minnesota Winter Last 9 Months (8/04)
A Reason To Believe (8/04)
And So The Greed Resurfaces (2/04) 
Agent As A Search Engine (5/99)
Annuities & FDIC  (11/02)
Blatant Benefit Of Annuities (8/04)
Client Needs & EIAs (10/99)
CPAs Are A Source Of Clients (11/04)
EIAs - A Modern Fable (5/00)
EIA Stories (7/00)
EIA Targets (10/00)
The 8 Minute Performance (2/06)
FIA Strategies For Reps   (7/02)
Fixed Annuity Competitive Advantages (6/98)
Goldilocks & Modern Portfolio Theory  (10/01)
Guest Commentary (1/04)
Heroes Needed (2/04)
Keep Some Gains (2/00)
Low Opportunity Costs (3/02)
Personal Service Still Builds Success (11/99)
Psychic Prospecting (8/03)

Retirement Lost (and found)  10/01)
The Rule of 72-50-2 (2/01)
Situation Realization Marketing (12/03)
Situation Realization Prospecting  (1/04)
Tale of the Safe Money Regatta (12/02)
Talking Pictures  (9/01)
Talking With Consumers (5/04)
Take Some Money Off The Table (9/99)
Tax Act Opportunities (11/01)
Tax Control Is Golden (6/00)
30 Second Guide To Success (8/01)
Tomorrow I Will Begin To (2/01)
Unconventional Prospecting (2/99)
A Winter Opportunity (2/01)
Why Buy An Index Annuity When Rates Are Up (2/00)
Why Should Agents Sell Index Annuities?   (1/98)

Web Sites
EIA Carrier Web Sites (9/99)
Taxing Web Sites (3/99)
Uninviting Front Doors (5/01)

 

 

Copyright 1998-2012 Jack Marrion, Advantage Compendium Ltd., St. Louis, MO (314) 255-6531. webmaster at indexannuity.org. All information is for illustrative purposes only, does not provide investment or tax advice. No index sponsors, promotes, or makes any representation regarding any index product. Information is from sources believed accurate but is not warranted. Advantage Compendium neither markets nor endorses any financial product.