It is a simple concept - index annuities are fixed annuities that link interest earned above the minimum guaranteed rate to the movements of an index.  However, though all index annuities are linked to an index, no two index annuities are exactly alike.  It helps to understand how index annuities work in general and the solutions index annuities provide to consumers. These Folios are designed to give you a basic understanding of index annuity concepts

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